Home Loans
Learn more about our home loan options and reach out to your local HOMESTAR Mortgage Loan Originator to begin the mortgage process.
Conventional Loans
Want a stable monthly interest rate and payment? Planning on selling or refinancing in 5-7 years? A Conventional loan may be right for you.
/home-loans/conventional/FHA Loans
Get into your new home sooner with easier qualification and low rates. FHA loans are an excellent option for first-time homebuyers.
FHAUSDA Loans
USDA Rural Development loans make homeownership affordable for families living in rural areas. No down payment required and easier qualification.
USDAVA Loans
Thank you for your service! VA loans offer unmatched benefits for Veterans, Reservists, Active Duty Personnel, and surviving spouses of Veterans.
VAJumbo Loans
Go big to go home! Jumbo loans are available to qualifying homebuyers who want to finance a property above the maximum conforming loan limits.
JumboReverse Mortgage
Convert some of the equity in your home into cash with a Reverse mortgage. Supplement retirement income, pay for medical costs, and more.
Reverse MortgageFHA 203K Loans
FHA 203K loans are made for homes that need a little TLC – from a light spruce up to major repairs, improvements, or new additions.
FHA 203K LoanRefinance
Refinance to lower your monthly payment, pay off debt, pay for home improvements or college tuition, or shorten the life of your mortgage.
RefinanceRefiNow™ Program
You can save up to $3,000 per year on your mortgage through our RefiNow™ program. Discover the advantages and find out if you qualify today!
RefiNow ProgramNATURALiving Home Mortgage Program
Flexible financing solutions for unique metal-framed homes, properties with steel siding/roof, and homes or hobby farms in the countryside.
NaturaLiving Home MortgageTake the next step with HOMESTAR!
Are you ready to see what the right home loan program can do for you? Contact us today to get started!
Resources
Explore our resources.
Discover tips, guides, checklists, and more – beneficial information to help you as you go through the mortgage process.
View All Link leads to: https://www.homestarfc.com/learning-center/Buyer’s Guide
Our Buyer’s Guide covers items to be aware of and what to expect when purchasing a home:
- Benefits of buying your first home
- What to consider before buying a home
- Process of buying a home
Mortgage Process
Ready to apply for a mortgage loan? We make the mortgage process easy and stress-free in just a few steps:
- Pre-approval
- Home search
- Rate lock
- Processing
- Underwriting
- Closing