Home Loans

Learn more about our home loan options and reach out to your local HOMESTAR Mortgage Loan Originator to begin the mortgage process.

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Conventional Loans

Want a stable monthly interest rate and payment? Planning on selling or refinancing in 5-7 years? A Conventional loan may be right for you.

/home-loans/conventional/
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FHA Loans

Get into your new home sooner with easier qualification and low rates. FHA loans are an excellent option for first-time homebuyers.

FHA
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USDA Loans

USDA Rural Development loans make homeownership affordable for families living in rural areas. No down payment required and easier qualification.

USDA
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VA Loans

Thank you for your service! VA loans offer unmatched benefits for Veterans, Reservists, Active Duty Personnel, and surviving spouses of Veterans.

VA
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Jumbo Loans

Go big to go home! Jumbo loans are available to qualifying homebuyers who want to finance a property above the maximum conforming loan limits.

Jumbo
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Reverse Mortgage

Convert some of the equity in your home into cash with a Reverse mortgage. Supplement retirement income, pay for medical costs, and more.

Reverse Mortgage
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FHA 203K Loans

FHA 203K loans are made for homes that need a little TLC – from a light spruce up to major repairs, improvements, or new additions.

FHA 203K Loan
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Refinance

Refinance to lower your monthly payment, pay off debt, pay for home improvements or college tuition, or shorten the life of your mortgage.

Refinance
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RefiNow™ Program

You can save up to $3,000 per year on your mortgage through our RefiNow™ program. Discover the advantages and find out if you qualify today!

RefiNow Program
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Cash Advantage Program

Get the same advantage as a cash buyer through the HOMESTAR Cash Advantage program, which is important in today’s housing market.

Cash Advantage Program
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NATURALiving Home Mortgage Program

Flexible financing solutions for unique metal-framed homes, properties with steel siding/roof, and homes or hobby farms in the countryside.

NaturaLiving Home Mortgage

Take the next step with HOMESTAR!

Are you ready to see what the right home loan program can do for you? Contact us today to get started!

Resources

Explore our resources.

Discover tips, guides, checklists, and more – beneficial information to help you as you go through the mortgage process.

View All Link leads to: /learning-center/

Buyer’s Guide

Our Buyer’s Guide covers items to be aware of and what to expect when purchasing a home:

  • Benefits of buying your first home
  • What to consider before buying a home
  • Process of buying a home
Learn More Link leads to: /learning-center/buyers-guide/

Mortgage Process

Ready to apply for a mortgage loan? We make the mortgage process easy and stress-free in just a few steps:

  1. Pre-approval
  2. Home search
  3. Rate lock
  4. Processing
  5. Underwriting
  6. Closing
Learn More Link leads to: /learning-center/mortgage-process/